在第七十五届联合国大会一般性辩论上，中国国家主席习近平提出中国应对气候变化的方案，即“二氧化碳排放力争于2030年前达到峰值，努力争取2060年前实现碳中和”。进一步加强绿色投融资、加快推动经济结构与能源结构转型，是实现“双碳”目标亟须破解的重要难题。发展绿色金融，发挥金融支持绿色低碳发展的资源配置、风险管理和市场定价三大功能，是破解实现“双碳”目标资金难题的重要手段。本文阐述了发展绿色金融对于“双碳”目标实现的重要意义，在系统梳理中国绿色金融在政策体系、市场建设、国际合作以及发展成效的实践基础上，结合“双碳”目标给绿色金融发展带来的机遇与挑战，提出更好发挥绿色金融服务实体经济、支持“双碳”目标实现的政策建议。
Chinese President Xi Jinping announced an ambitious climate target of peaking carbon emission before 2030 and achieving carbon neutrality before 2060at the General Debate at the 75th Session of the United Nations General Assembly. Increasing green investment and accelerating economic and energy structure transformation are crucial challenges for China to achieve the carbon peaking and neutrality goals. Developing green finance and utilizing the roles of finance in supporting green and low-carbon development through resource allocation，risk management，and market pricing are vital to close the existing financial gaps. This article explains the importance of developing green finance in achieving the carbon peaking and neutrality goals. based on a systematic review of China’s green finance practice，in terms of policy system，market development，international cooperation，this article analyzes the opportunities and challenges brought by the carbon peaking and neutrality goals to green finance development. This article also provides policy recommendations on how green finance can further support the real economy and achieve carbon neutrality.
