本文采用2011～2021年黑龙江、吉林、辽宁三省35个地市州的面板数据，结合北京大学发布的数字普惠金融指数，构建了双向固定效应模型进行实证分析。研究发现，数字普惠金融的深化能够显著促进东北地区的经济增长，其三个维度对于东北地区经济振兴效应具有异质性。本研究建议东北地区从加强数字基础设施建设、重视数字普惠金融的覆盖广度、平衡数字普惠金融三个维度入手促进东北经济振兴。
The study uses panel data from 35 cities and states in Heilongjiang，Jilin，and Liaoning provinces from 2011-2021，combined with the financial inclusion index released by Peking University Digital，and constructs a two-way fixed-effects model for empirical analysis. The study finds that the deepening of digital financial inclusion can significantly promote economic growth in the Northeast，and its three dimensions are heterogeneous in terms of their effects on economic revitalisation in the Northeast. This study suggests that the Northeast region should start from strengthening the digital infrastructure，paying attention to the breadth of coverage of digital financial inclusion，and balancing the three dimensions of digital financial inclusion in order to promote the economic revitalisation of the Northeast.
| Keywords： | Economic EffectDigital Financial InclusionRevitalisation of the Northeast ChinaFixed-effect Model |
