高质量发展是粤港澳大湾区未来发展的首要任务，数字金融依靠其信息技术优势，结合了技术创新与金融功能，能够有效赋能高质量发展。本文在粤港澳大湾区高质量发展现状与问题分析基础上，探讨了数字金融通过缓解融资约束、促进科技创新、提升产业协同、推动绿色发展以及加速共同富裕实现高质量发展的作用机理，并针对问题提出了数字金融支持大湾区高质量发展的对策建议。
High-quality development is the primary task for the future development of the Guangdong-Hong Kong-Macao Greater Bay Area. Digital finance，relying on its information technology advantages and combining technological innovation with financial functions，can effectively empower high-quality development. Based on the analysis of the current situation and problems of high-quality development in the Greater Bay Area，this paper explores the mechanism of digital finance in promoting high-quality development by alleviating financing constraints，promoting technological innovation，enhancing industry collaboration，promoting green development，and accelerating common prosperity. It also puts forward policy suggestions for digital finance to support the high-quality development of the Greater Bay Area.
