科技金融研究在近年来内涵逐渐丰富,本文首先对科技金融进行基本界定。然后总结我国科技金融的发展现状,指出科技金融政策体系和工作机制逐步完善,财政投入方式不断优化,创业投资活动更加活跃,银行信贷产品不断丰富,多层次资本市场得以完善,科技保险取得新突破,科技金融服务平台更加完善。进入新时代后,我国科技金融发展面临着科技革命尤其是金融科技的复杂形势,面临科技和经济融通发展的复杂挑战,面临着改革思路和路径选择动态调整的复杂背景,面临创新体系的灵活性和全球化需求,面临将资金的潜在供给变为有效供给的困难,面临创新创业企业相对轻资产的复杂基础。助力创新是科技金融改革的核心目标,加快建设创新型国家是科技金融改革的战略任务,加快构建新产业体系是科技金融改革的根本遵循。
The research on science and technology finance has been gradually enriched in recent years. Then summarizes financial development present situation of science and technology in our country,points out that financial policy system of science and technology and gradually perfect the work mechanism,financing way constantly optimized,more active venture investment activities,and enrich the bank credit products,multi-level capital market to improve,a new breakthrough in science and technology insurance,financial service platform of science and technology will be improved. After entering the new era,China’s financial development is facing the revolution of science and technology for science and technology,especially the complex situation of financial science and technology,science and technology the development of economy and finance and complex challenges,facing the reform way of thinking and path selection dynamic adjustment of complex background,facing the flexibility of innovation system and the demand of globalization,facing the potential supply funds for effective supply difficulties,facing the complex foundation of innovative entrepreneurial enterprises relatively light assets. Deepening the market-oriented reform of science and technology finance and giving play to the decisive role of the market in allocating resources for scientific and technological innovation are still the major direction and the main theme. Power is the core of the financial reform of science and technology innovation goals,speed up the construction of an innovative country is financial strategic task of the reform of science and technology,speed up the building of new industrial system is the root of the financial reform follow science and technology,speed up the formation of diversified,multi-level and multi-channel investment and financing system of science and technology.