保险业“偿二代”正式实施以来，中国保险市场快速发展变化中的诸多风险问题显露出来。这体现了“偿二代”设计的监管指标随风险变化的性质，但其中部分问题也反映出“偿二代”存在的不足。本报告在分析了“偿二代”在风险管控上取得的成效和暴露的不足后，从七个方面提出了加强“偿二代”风险管控能力的监管建议。
Since China's risk-oriented solvency system （C-ROSS） has been officially implemented，many problems of China's insurance market have been exposed.Those problems show the risk sensitivity of C-ROSS's indicators，but some problems also reveal the weakness of the C-ROSS.After analyzing the achievements and weakness of the C-ROSS's risk management，this report puts forward some regulatory proposals to increase the risk management ability of C-ROSS.
