本文首先论述了全国金融工作会议确立的金融监管体制改革方向,并阐释了金融业服务实体经济的根本任务。随后,分析了银行业市场乱象整治和商业银行流动性风险管理强化、资管市场监管统筹协调及保险市场强监管。公募基金流动性风险管理加强将推动基金市场平稳运行。IPO和新股发审从严“双常态化”将进一步发挥资本市场作用。此外,监管层对于互联网金融市场进行专项整治,重点在网络贷款业务和虚拟货币。最后,本文对2018年金融监管工作的重点进行了展望。
This paper first discusses the key direction of the reform of financial supervision system indicated by The National Conference on Financial Work and explains the function that financial markets serve the real economy.Then,this paper analyzes the remediation of the chaos in the banking markets and the the liquidity risk management of commercial banks,the coordination of the supervision policies in the assets management markets and the supervision policies of the universal life insurance business .The enhanced liquidity risk management of pubic funds will promote the stable operation of the fund markets.The“double-normalization”of IPO and securities issuance examination will allow capital markets to play a more important role.In addition,regulators conducted a remediation of the Internet financial markets,focusing on online lending business and virtual currency.Finally,this paper raises an expectation for the points of financial supervision in 2018.