区块链、大数据、人工智能等科技与金融深度融合，为支付结算、证券交易、资产交换等业务创新提供重大发展机遇，为重塑我国金融产业提供了可能。探索我国金融科技的应用现状和理论研究进展有利于厘清金融科技的本质，并在此基础上分析我国金融科技发展的新趋势。
With the deep integration of blockchain，big data，artificial intelligence and finance，business innovations such as payment and settlement，securities trading，asset exchange welcome the important opportunities for development，reshaping the financial industry in China.Reviewing the application and theoretical research process of FinTech is helpful to clarify the essence of FinTech and analyze the new trend of FinTech development in China.
