本文首先介绍了系统性风险的由来、概念及内涵,并分析了商业银行表外业务纳入MPA的逻辑关系,阐述表外业务存在的系统性风险隐患和宏观审慎管理思路,并就新出台的表外业务风险管理进行解读。
This paper first introduces the Systemic risk’s origin and concept,and analyzes the relationship between the commercial bank Off-balance-sheet business and MPA,and explains Systemic risk points of Off-balance sheet business and Macro-prudential management ideas,analyzes the new regulatory policy of Off-balance-sheet business risk.