本文首先论述了“十三五”规划中金融监管改革的重点方向，随后分别考察金融支持工业稳增长、降低企业杠杆率等金融促进实体企业发展的监管政策。金融机构自身的风险也不可忽视，本文评述了监管机构针对银行出台的全面风险管理政策。普惠金融规划出台，表明金融监管在引导金融促民生方面将持续发力。构建绿色金融体系和推进全国中小企业股份转让系统发展的政策是对相关领域的统筹发展和完善。此外，监管层也在稳步推进资本市场对外开放。
This paper first discusses the key direction for reform of financial supervision in 13th Five-Year planning，Then it studies the financial support of industrial steady growth and the reducing of leverage. The risk of financial institutions is also important. So this paper reviews the overall risk management policy for the bank. The formulation of inclusive financial planning indicates that financial regulation will promote financial system to support the development of people’s livelihood. To build a green financial system and to push forward the development of the National Equities Exchange and Quotations also get the attention of regulators. In addition，regulators also steadily promote the opening up of the capital market.
