金融信息具有新闻价值、社会价值和经济价值。相应地，金融信息服务也具有媒体属性、社会公共产品属性和战略性新兴产业特征。金融信息服务发展离不开金融市场活动和以互联网为代表的信息通信网络技术创新，但金融信息服务不完全等于互联网金融，更不完全属于金融活动或金融产业。宏观经济增长、金融业快速发展和国家支持战略性新兴产业发展，尤其是近年来大力支持促进扩大信息消费、推进“互联网+”和促进互联网金融发展，为金融信息服务发展带来历史机遇，但在经济新常态背景下，发展环境的不确定性更加复杂，面临的挑战更加艰巨。
总体来看，我国金融信息服务已进入快速增长期，初步形成了多样化的商业模式和相对完整的产业生态体系。传统金融机构普遍更加重视金融信息服务对金融业务的引领和促进作用，互联网主导金融信息服务资讯和自媒体金融信息服务快速发展引起了市场格局的重大改变，金融信用信息服务以金融信贷活动为基础，有力地促进了国家信用体系建设，但仍然保持典型的政府主导模式。与我国经济总量、金融业发展规模和发达国家金融信息服务发展相比，我国金融信息服务仍存在巨大差距和发展空间，也存在诸多问题和不足。
Financial information is provided with the characteristics of news value，social value and economic value. Accordingly，the financial information service also has the prosperities of media，public product and strategic emerging industry. The development of financial information service cannot be separated with financial market activities and the network technology innovation of the information communication represented by the Internet. However，the financial information service can be not equal to the Internet finance，and also it does not fully belong to financial activity or financial industry. Financial information service has caught a historic opportunity by the macro-economic growth，rapid development of the financial industry，the development of strategic emerging industries supported by the state，especially the constantly expanding information consumption，the promotion of the “internet plus” and internet finance. However，based on the new normal state featuring characteristics of the current development phase of the Chinese economy，the uncertainty of environment development becomes more complex and also the challenges will be more arduous.
In general，the financial information service in China has entered a rapid growth stage，and it has initially formed a diversified business models and relatively complete industrial ecological system. The traditional financial institutions lay more attention on the leading and positive role of financial information service. The rapid development of internet finance information service and “We-Media” financial information service has made monumental change to the market structure. Financial credit information service is conductive to the construction of national credit system based on the financial credit activities，but it still maintains a typical government dominant mode. Compared with the development of financial information service in developed countries，both of China’s total economy and the scale of the financial industry still have a huge gap and space，meanwhile，there are various problems and deficiencies.
