国际金融集团控制的资本规模大大超过了任何一个国家的金融市场。这些资本在极少数投资银行指挥下共同进退、谋求利益的行为，就是产生金融危机的直接原因。金融危机没有蒸发财富，它只是让财富快速、大规模地改变了归属。金融危机的实质是国际垄断资本鲸吞民众财富。在美元本币制度下，国际金融垄断集团鲸吞他人财富的经典程序是：扩大货币供应，让货币供给状态从充裕向过剩转化；以超低利率为工具，使投资收益大大超过资金成本，刺激起金融投机泡沫，造成资产价格大幅攀升；统一调动资金在高位套现离场，资本实现赢利目标。因此，美联储利率降至历史低点就是金融危机爆发的前兆；投资收益大大超过资金成本，金融投机猖獗就是爆发金融危机的警报；金融危机爆发的临界标志：股市、房市、汇市数值同时达到历史高位。
The capital controlled by international financial conglomerates has far exceeded the financial market of any country. And the joint entry-exit and profit-seeking behavior of such capital manipulated by a few investment banks constitute the immediate cause for the financial crisis. The financial crisis has not caused the evaporation of wealth，but has changed the ownership of wealth in a sharp and significant way. The nature of the financial crisis is the massive misappropriation of people’s wealth by international monopoly capital. In the dollar-standard system，the classic procedure of such misappropriation works as follows：（1）expanding the currency supply so that the state of monetary supply changes from abundance to excess；（2）using ultra-low interest rates as a tool so that investment income far exceeds the cost of funds，that the bubbles of financial speculation are stimulated，and that asset price rises sharply；and（3）manipulating funds so that they can cash out and flee at a high level. Therefore，the historical lows of the American Fed’s interest rates hint at the breakout of the financial crisis；the great excess of investment income over the cost of funds and the rampant financial speculations forebode the breakout of a financial crisis；and the simultaneous record highs of stock market，real estate market and foreign exchange market is a critical signal for a forthcoming financial crisis.
