人工智能（AI）已经触发了韩国的金融领域的初步变革，而且其应用日益广泛多样，技术更新日趋完善。在引领技术革命的同时，人工智能也带来了金融市场规制的难题，例如运算法则串谋、威胁市场安定等。韩国金融当局已经开始探索AI服务时的消费者保护问题，但建立完善的规制体系仍然任重道远，AI的法人格认可与否、AI意思决定引发事故的预防和归责等争议性问题亟待明确。
Artificial intelligence has triggered initial changes in the financial sector in South Korea，and its applications are becoming more extensive and diverse，and technological updates are becoming more and more perfect. While leading the technological revolution，artificial intelligence has also brought about difficulties in financial market regulation，such as algorithmic collusion and threats to market stability. South Korean financial authorities have begun to explore consumer protection issues in AI services，but there is still a long way to go to establish a complete regulatory system. Controversial issues such as the recognition of AI’s legal personality and the prevention and imputation of accidents caused by AI decisions need to be clarified.
