近年来，人工智能技术的快速进步和广泛应用有力地推进了各国经济社会数字化、智能化转型，对金融领域的影响也日益凸显，成为全球新一轮金融科技变革的重要引领力量。人工智能在我国金融业发展中也发挥着日益重要作用，不仅是提升我国金融业国际竞争力、促进金融体系高水平服务实体经济发展的重要推力，也是实现我国金融强国建设目标的重要推力。目前，人工智能助力我国金融强国建设仍面临高端金融科技人才不足、全球人工智能监管体系呈碎片化状态、各类新型金融风险增多等挑战，未来我国需要保持对金融领域人工智能应用的政策支持力度、鼓励金融机构以人工智能技术推进金融产品和金融服务创新、增强防范化解新型金融风险的能力、加大金融领域高端人才引进和培养力度、提升我国在全球金融领域人工智能治理的影响力。
In recent years，the rapid progress and widespread application of artificial intelligence technology have effectively promoted the digital and intelligent transformation of economies and societies in various countries，and its impact on the financial sector has become increasingly prominent，becoming an important leading force in the new round of global financial technology transformation. Artificial intelligence is also playing an increasingly important role in the development of China’s financial industry. It is not only an important driving force to enhance the international competitiveness of China’s financial industry and promote the high-level service of the financial system to the real economy，but also an important driving force to achieve the goal of building a strong financial country in China. At present，the assistance of artificial intelligence in building a strong financial country in China still faces challenges such as a shortage of high-end financial technology talents，a fragmented global artificial intelligence regulatory system，and an increase in various new financial risks. In the future，China needs to maintain policy support for the application of artificial intelligence in the financial field，encourage financial institutions to use artificial intelligence technology to promote innovation in financial products and services，enhance the ability to prevent and resolve new financial risks，increase the introduction and training of high-end talents in the financial field，and enhance China’s influence in the global governance of artificial intelligence in the financial field.
