In recent years，Web 3.0 has emerged as a hot topic in current technological development. With its unique decentralized and intelligent features，it integrates technologies such as blockchain to create a safer，more transparent，and inclusive online space，enabling users to own and control their data. Web 3.0 is now widely applied in various fields，not only in the information sector but also deeply penetrating the financial sector，especially in the fields of supply chain finance and metaverse banking，where it shows its transformative application potential. The report analyzes issues such as “information asymmetry” and “non-transmissible trust” in the supply chain finance field. The China Public Credit Chain has established a new ecosystem of “two sides and three parties” for supply chain finance，providing full-process supply chain financial service products. In the metaverse field，there is a general lack of financial services and scene coverage，as well as a lack of rich activities and content operations. Shanghai Bank provides a financial innovation experience that is “boundless，intelligent，and warm”. In the future，the combination of Web 3.0 with technologies such as blockchain will have a profound and significant impact on the financial industry，further promoting innovation in financial products and services.