我国金融机构作为智慧金融的实践主体,通过不断深化数字化转型,积极探索生成式人工智能的应用,进一步推动了智慧金融的发展。在建设金融强国的背景下,需要金融机构、监管部门以及行业组织结合自身业务及职责采取相应的措施,共同打造场景感知、人机协同、跨界融合的智慧金融新业态。
As the main body of the practices of smart finance,China’s financial institutions have continuously deepened digital transformation and actively explored the application of generative artificial intelligence,further promoting the development of smart finance. In the context of building a strong financial country,it is necessary for financial institutions,regulatory authorities,and industry organizations to take corresponding measures based on their own business and responsibilities,and jointly create a new industry of smart finance with scene perception,human-machine collaboration,and cross-sector integration.