金融服务贸易涉及相关行业众多，支持范围广泛。金融服务贸易不仅是我国服务贸易新的增长点，更是全球性竞争中的关键与焦点。美国、新加坡作为金融服务贸易领域中具备代表性的国家，顺差明显且非保险金融服务贸易发展优势相对较强，在国际市场上具备较强的竞争力，而我国金融服务贸易内部结构以保险金融服务贸易为主，虽然发展呈现上升态势，但在服务贸易中地位较低，存在出口增速放缓以及进出口结构不平衡逐渐加剧等问题。为进一步增强金融服务业的国际竞争力，促进金融服务贸易的可持续健康发展，政府与企业应发挥合力，政府迫切需要完善监管体系、培育复合型人才、构建双循环格局，企业则需要在政府的支持下加强业务管理、创新发展动能、发展数据经济。
The financial service trade involves many related industries and supports a wide range. As the commanding high point of economic development，the financial service trade has become not only a new growth point in our country’s service trade，but also a key and focal point of global competition. The United States and Singapore，as representative countries in the field of financial service trade，have obvious surplus and relatively strong advantages in the development of non-insurance financial service trade，and have strong competitiveness in the international market. However，the internal structure of China’s financial service trade is dominated by insurance financial service trade. Although the development shows a rising trend，their status in the service trade is low. In order to further improve the international competitiveness of the financial service industry and promote the sustainable and healthy development of the financial service trade，the joint efforts of the government and enterprises are particularly important. The government urgently needs to improve the regulatory system，cultivate interdisciplinary talents，and build a double-cycle pattern. Enterprises need to strengthen business management，create new driving forces for development，and empowered by the digital economy under the support of the government.
