金融行业在国民经济发展中发挥着重要作用，而金融科技在金融业发展中至关重要。区块链技术作为一种新兴技术，近年来发展迅速，在金融行业中的应用逐渐增加。我国金融机构通过对区块链技术的研究，探索区块链技术在金融行业的应用场景。在技术探索中，已有一些应用进入业务投产阶段。本报告梳理了我国金融业发展现状、区块链技术特性和区块链技术在金融行业的应用实践情况，从应用广泛度、应用特点等维度进行总结，并以32家上市银行为例，从布局投入、应用场景等方面分析了区块链技术在金融行业的应用。
Financial industry is important for national economy and fintech plays a crucial part in the development of financial industry. As an emerging technology，block chain has developed rapidly in recent years，and its application in financial industry is increasing gradually. Through the research of block chain technology，Chinese financial institutions explore the application scenario of block chain technology in financial industry. In the technical exploration，some applications have gone into production. This report analyzed the development of China’s financial industry，the characteristics of block chain technology and the application of block chain technology in the financial industry，and summarized in the dimensions of the breadth and features of block chain application. Besides，it took 32 listed banks as examples to analyze the application of block chain technology in banking and financial industry from the perspective of layout and application scenario.
