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热词推荐: 能源基础设施

区块链技术应用与发展情况总报告

文章摘要

近年来,随着区块链技术的不断发展,金融机构逐步开始探索其在金融领域的应用,区块链技术应用取得一定的进展,在数字票据、支付清算、电子凭证存证等细分领域出现了一些落地项目。但当前区块链技术应用仍存在一定的问题和瓶颈,区块链系统节点规模、性能、容错性三者之间难以平衡,跨链系统互联存在障碍,链上链下信息一致性难以保障,技术及应用标准相对缺失等问题依然存在。本报告从我国金融领域区块链技术的应用现状出发,剖析了我国区块链技术及应用取得的进展、金融领域应用存在的瓶颈和问题、金融领域的典型应用场景和应用趋势,最后提出了促进区块链技术健康发展的有关建议:加强区块链技术跟踪研究、推动区块链技术在金融领域应用标准的制定、引导区块链技术在金融领域的合理应用。

Abstract

With the rapid development of blockchain technology and step-by-step explorations of applications focusing on financial sector by financial institutions in recent years,adequate progress has been made in the applications of blockchain technology,meanwhile some practical programs have been implemented in areas such as digital bill,clearance and settlement,electronic certificate,etc. However,due to the imbalances in aspects like node scale,performance and fault-tolerance,inter-chain connection barriers,difficulties to maintain information consistencies within and without chains,deficiencies in technical and applicable specifications,there are still some certain bottlenecks and problems in blockchain applications. This article,considering the current situation of blockchain applications in domestic financial sector,has analyzed the progress of techniques and applications of blockchain in China,bottlenecks and problems,typical scenarios and tendencies of application in financial sector. In the end,some suggestions of promoting a healthy and orderly development of blockchain technologies are presented.We will strengthen research on blockchain technology,promote the development of standards for the application of blockchain technology in the financial sector,and guide the rational application of blockchain technology in the financial sector.

作者简介
李伟:
李兴锋:
程胜: