2021年，不良资产规模继续保持增长态势。不良资产行业呈现上游“规模增长、供给多元”，中游“处置加快，优化资源”，全链条“竞争加剧，专业提升”的特点。2022年，不良资产市场规模将继续保持扩张态势。无论是银行、非银金融机构还是非金融机构的不良资产规模都将持续增加，市场竞争进一步加剧，对于资产管理机构的综合能力提出了挑战，底层资产为不动产的业务仍是行业关注的重点，特殊资产的相关投资机会值得关注。
In 2021，the scale of non-performing assets continued to grow. The non-performing assets industry is characterized by “scale growth and diversified supply” in the upstream，“accelerating disposal and optimizing resources” in the midstream，and “intensified competition and professional improvement” in the whole chain. In 2022，the scale of non-performing asset market will continue to expand. The scale of non-performing assets of banks，non-bank financial institutions and non-financial institutions continues to increase，and the market competition is further intensified，which poses a challenge to the comprehensive ability of asset management institutions. The business with underlying assets as real estate is still the focus of the industry，and the relevant investment opportunities of special assets deserve attention.
