2021年是资管市场创新改革深化的一年，行业转型成效逐步显现，银行净值化转型取得较大进展；公募REITs、第三支柱养老产品等新政策不断出台，为行业持续带来创新活力。资管行业总规模持续增长，但是从行业内部竞争格局看，各类资管业务在资管新规逐步落实的过程中持续差异化。展望2022年，资管行业既面临复杂多变发展环境、持之以恒风险防范、持续加速两极分化的挑战，也面临资管新规新时代、资管行业新阶段、高质量发展新变化、资本市场新气象的发展机遇。整体而言，行业步入快速发展期；产品日益多元化，权益类和标准化产品大发展；买方投顾驱动业务模式升级，实现客户价值深度绑定。
The asset management market in 2021 is a year of deepening innovation and reform，with gradual achievements in industry transformation and great progress in bank net worth transformation；new policies such as public REITs and the third pillar pension products have been introduced continuously，bringing continuous innovation vitality to the industry. The total scale of the asset management industry continues to grow，but from the perspective of the internal competition pattern of the industry，various asset management businesses continue to differentiate in the process of gradually implementing the new asset management regulations. Looking forward to 2022，the asset management industry is facing not only the challenges of complex and changeable development environment，persistent risk prevention and continuous acceleration of two-level differentiation，but also the development opportunities of new regulations and new era of asset management，new stage of asset management industry，new changes in high-quality development and new climate of capital market. On the whole，the industry has entered a period of rapid development，with increasingly diversified products and great development of equity and standardized products；the buyer’s investment adviser drives the business model upgrade to realize the deep binding of customer value.
