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长三角地区金融业发展报告(2021)

文章摘要

2020年长三角地区金融业发展水平继续提高,社会融资规模较快增长,保险业发展水平小幅提升。银行业存贷款业务规模合理增长;证券融资额快速增长,证券市场交易额在全国占据较大比重;保费收入和赔付支出增速放缓。2021年,长三角地区金融业将在稳健货币政策基调下保持平稳发展态势,通过产品多元化、数字化转型、加大对外开放、防范金融风险等措施来提升金融业长三角地区发展质量。

Abstract

In 2020,The overall development level of the financial industry in the Yangtze River Delta continues to improve,the scale of social financing has achieved rapid growth,and the development level of the insurance industry has risen slightly. The scale of deposit and loan business in the banking industry maintain a proper economic growth rate. Securities financing increased rapidly,and securities market turnover accounts for a large proportion of the country. The growth rate of insurance premium income and compensation expenditure slowed. Looking ahead to 2021,the financial sector in the Yangtze River Delta will maintain steady development under the tone of prudent monetary policy and improve the development quality of the financial sector through product diversification,digital transformation,opening up to the outside world and preventing financial risks.

作者简介
张彦:张彦,经济学博士,上海社会科学院应用经济研究所助理研究员,主要研究方向为区域金融。