以复杂的国内外金融形势为背景，2011年我国银行业监管的重点包括两个方面：对潜在风险提前干预，实施前瞻式监管，主要表现在以市场化方式清理与规范平台贷款；制定和实施新监管标准，确立中国银行业实施国际金融监管改革的框架和路径，大力实施贷款新规和合同补正。展望未来，银行监管将遵循风险导向原则，防控重点领域的风险，推动银行转变发展方式，支持实体经济发展，尤其是巴塞尔协议II和巴塞尔协议III的同步实施，第一支柱、第二支柱和第三支柱的统筹执行，将成为中国银行业监管的重大改革，深刻改变银行监管的专业性与全面性。
In 2011, the banking regulation and supervision of China was characterized by the prompt intervention in potential risks and the implementation of forward-looking regulation. They are mainly showed in the liquidation and standardization of platform loans using market-oriented approaches, the differentiated regulation towards real estate loans, the vigorous implementation of new loan rules and contract corrections, the development and implementation of new regulatory standards, and the establishment of framework and path to implement the fruit of international financial regulatory reform for the Chinese banking sector. In the future,the banking regulation will follow the risk-oriented principle, preventing and controlling risks in important areas, promoting the banks to change development modes, and supporting the development of real economy. Particularly, the simultaneous implementation of Basel Ⅱ and Basel Ⅲ, together with the coordinated execution of Pillar 1, Pillar 2 and Pillar 3, will form a significant reform in China banking regulation, and profoundly change the specialty and comprehensiveness of banking regulation.
