2013年银行监管以防范系统性风险和区域性风险为基本底线，在信用违约风险、表外业务关联风险、影子银行风险、外部风险传染等重点风险领域采取了有针对性的监管政策和措施，2014年将发挥市场在资源配置中的决定作用，推动银行业的市场化，在市场准入、日常监管、市场退出等方面将完善监管体系，针对金融风险的演变采取灵活的监管措施，优化银行治理体系、规范非信贷业务等，以防范系统性风险和区域性风险，促进实体经济的发展。
In 2013，the banking regulation took regulatory policies and measures in credit default risk，off-balance-sheet risk，shadow banking risk and other risks in key areas，with regarding the precaution of systematical risk and regional risk as the bottom line . In 2014，the banking regulation will respect market’s decisive role in allocating resources，push banking marketization and promote regulatory system inform the perspective of market access，routine supervision，market-withdrawal，etc. Regarding to the evolution of financial risks，the regulatory authorites will take flexible regulatory measures to optimize banking governance structures，regulate non-credit operations to precaution the systemic and regional risk，and promote development of the real economy.
