2015年，银行业监管紧扣夯实监管基础、提高监管有效性的主线，引导银行业有力支持实体经济发展，切实防范系统性、区域性金融风险。同时，稳步推进银行业改革，金融市场主体的多元化趋势明显，政策法规密集出台，杠杆率、流动性风险覆盖比率等监管工具不断完善，银行监管的法规制度建设加速推进。2016年，面对经济环境变化、互联网金融发展、金融要素市场化和经济金融全球化的不断深化，银行业必然面临着新的经营环境和挑战，银行业监管也势必要适应新常态，不断调整和优化监管思路，完善监管框架，有效防范金融风险、支持实体经济发展。
In 2015，the banking regulatory took consolidating supervision basis and improving the effectiveness of regulation as the main line，while paid attention on guiding banking to strongly support the real economy and preventing systemic and regional risks effectively. At the same time，the banking regulatory steadily promoted the reform of the banking sector，promulgated new rules and policies，and diversified financial market participant. In 2016，facing the change of economic situation，the development of Internet finance，the marketization of financial factors and the deepening of economic and financial globalization，the banking regulation also must adapt to the new normal by constantly adjusting and optimizing supervision idea，perfecting the regulatory framework.
