2018年,我国保险业发展平稳,财产险业务增长快速,人身险业务经营平稳。2018年保险业监管以完善保险公司治理结构和防范化解重大风险为核心,坚持“以人民为中心”的发展思想,在加强保险公司治理监管、进一步规范保险资金运用并加强保险业风险防控的同时,加大我国保险业对外开放力度,积极引导保险业服务于实体经济发展,并采取多项措施推进保险产品改革、维护消费者合法权益,使我国保险业的深化改革平稳进行。
In 2018,China’s insurance industry developed steadily,while property insurance business grew rapidly and life insurance business operated smoothly. The insurance supervision of 2018 centered on perfecting the corporate governance structure of insurance companies and preventing the major risks adhering to the development principle of people-centered. The goals of the policies in 2018 were to strengthen the supervision to corporate governance structure of insurance companies,further standardize the management of insurance funds and reinforce the risk prevention and control of the insurance industry. At the same time,the government has promoted the opening up of China’s insurance market to the whole world,actively guided the insurance to serve the development of the real economy,and adopted a series of measures to facilitate the reform of insurance products and protect the legitimate rights and interests of consumers,to make sure that the deepening reform of China’s insurance industry proceeded smoothly.
Keywords: | Corporate GovernanceConsumer ProtectionRisk Prevention and ControlInsuranceInsurance Products |