2014年银行监管以深化银行业改革、提高监管有效性为主线，一边有效防范系统性金融风险，一边支持实体经济，同时，简政放权、民间资本进入银行业取得新突破，银行业务治理体系改革、缓释重点领域的风险持续推进。2014年监管法规密集出台，从基础制度到具体业务规范均有所覆盖。2015年市场化、法治化将是银行监管发展的方向，如何适应新常态、寻求防范金融风险和支持实体经济发展的平衡将是银行业面临的挑战。
In 2014，the banking regulation took deepening reform and improving the effectiveness of banking regulation as the main line，while paid attention on preventing systematic risks effectively，supporting the real economy，simplifying administration and transferring power to a lower level，introducing private capital into the banking sector，and reforming the business management. In 2015，marketization and rule of law will be the development direction of banking regulation. How to adapt to the “new normal” phase and seek the balance between preventing financial risks and supporting the real economy will be the challenges to the banking sector.
