新冠肺炎疫情对全球经济造成了较大冲击，如何有效提升金融服务效率，利用金融科技带动经济复苏，是后疫情时代G20亟待解决的关键问题。本文主要分析了金融科技的含义及相关特征，从金融科技投融资变化、金融业数字化转型、普惠金融发展、金融科技监管等几个方面比较了G20金融科技发展状况，并就新冠肺炎疫情的发生对G20金融科技发展所提出的新要求做了进一步阐述，最后从坚持金融科技政策引导、平衡金融科技创新与风险、提升金融科技监管水平、推动金融科技基础设施建设、丰富金融科技理论研究等几个方面突出强调了中国在G20金融科技发展中所发挥的重要作用。
The COVID-19 pandemic has caused a great impact on the global economy. How to effectively improve the efficiency of financial services and usefintech to drive economic recovery is a key issue to be addressed by G20 in the post-pandemic era. This topic mainly analyzes the meaning and related characteristics of fintech，compares the development status of G20 fintech from the aspects of investment and financing changes of fintech，digital transformation of financial industry，development of Inclusive Financing，supervision of fintech，and further expounds the new requirements for G20 fintech development due to the outbreak of COVID-19. Finally，China’s important role in the development of fintech in G20 is highlighted from the following aspects：adhering to the guidance of fintech policy，balancing the innovation and risk of fintech，improving the supervision level of fintech，promoting the infrastructure construction of fintech and enriching the theoretical research of fintech.
| Keywords： | FintechG20Post-pandemic Era |
