近年来，互联网金融快速发展，在取得重大经济成就的同时，也产生了许多风险。国内学界关于互联网金融研究的文献数量激增，但关于互联网金融风险的综述类研究较为缺乏。本文从互联网金融的概念出发，分析当前互联网金融的整体风险、不同类型的互联网金融业务各自存在的风险、现有的风险防范路径以及已经开展的监管实践。最后，本文基于文献梳理提出了未来互联网金融风险研究的方向和建议。
In recent years，the rapid development of Internet finance has brought many risks while achieving major economic achievements. The domestic academic has done a lot of research on Internet finance，but it is short of research on Internet financial risks. At first，the paper analyzes the concepts of Internet finance. Then，the paper reviews the overall risks of Internet finance，and the respective risks of different types of Internet finance in current. And also，the paper analyzes the existing risk prevention methods and the existing regulatory practices. At last，the paper puts forward the direction and recommendations for the research of Internet financial risks in future.
